ECHO has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this Web site.

Our site's pre-application and test application forms require users to give us contact information (e.g., their name and email address). We use customer contact information from the registration form to begin the account application process. If an account is opened for the merchant, the merchant's information is maintained in hard copy form in secure files and in our secure customer database. If the account is not opened for any reason, the merchant information is maintained in hard copy form for a limited period of time before being shredded and discarded.

This site contains links to other sites of companies that provide related services that enable ECHO clients to use ECHO services, such as Internet Service Providers, software development companies and Sponsoring Banks. ECHO is not responsible for the privacy practices or the content of such Web sites. ECHO does not share merchant information with these partners except in the normal course of business when it is necessary for the two companies to establish the service desired by the merchant. However, the information exchanged is used only for the establishment of that service.

From time to time, ECHO may run contests on our site in which we ask visitors for contact information (e.g., their email address). The customer's contact information is used to contact the visitor when necessary. Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Security
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. A state-of-the-art firewall separates our Web pages and Web data from unauthorized access. The credit card information provided in the course of on-line transactions between our merchant clients and their customers is received from and transmitted to our merchants' secure servers from our secure server. All transaction data is encrypted using 128 bit SSL encryption, except for those transactions which originate from outside the United States, which are encrypted using 40 bit SSL encryption.

Correct/Update
This site gives users the following options for changing and modifying information previously provided.

Send mail to the following postal address:

Electronic Clearing House, Inc.
730 Paseo Camarillo
Camarillo, CA 93010

Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact :

Electronic Clearing House, Inc.
730 Paseo Camarillo
Camarillo, CA 93010

Phone: (800) 262-3246
Fax: (805) 419-8694
Contact: Helpdesk
URL: http://www.echo-partners.com