Retail: VISA Point-of-Sale (POP)

With VISA Point-of-Sale (POP), merchants can convert paper checks at the Point-of-Sale to electronic check items in addition to placing a hold on the consumer's funds for the authorized purchase.

Provide customers with even more payment options by accepting check payments. Streamline paper check handling at the register by converting consumer's paper check at the Point-of-Sale with Point-of-Sale terminals and PC Software.

Authorizations are made by either participating VISA-member banks or the National Check Network database prior to acceptance for clearing. The Automated Clearing House (ACH) system provides clearing of transactions. With this service, all transaction processing includes free collections on any returned check items.

        VISA POP benefits:

• Reduce paper handling at the Point-of-Sale
  
  
• Check verification provided via VISA Member banks or NCN Database
  
  
• VISA POS Check Service provides real-time bank account authorizations
  
  
• VISA POP check service includes free check collections for any returned check items
  
  
• Fast, automatic settlement to merchant's business account
  
  
• Customer Service 24/7/365

POS terminal

PC software

Click for more product information:

Paper Check Guarantee

Electronic Check Conversion Guarantee

VISA Point-of-Sale (POP) Guarantee

Electronic Check Conversion