Retail:- VISA POINT-OF-SALE (POP) GUARANTEE

With VISA Point-of-Sale (POP) Guarantee, merchants can convert paper checks at the Point-of-Sale to electronic check items, and put a hold on the consumer's funds for the authorized purchase.

The Guarantee option provides merchants with payment on every VISA POP Guarantee check transaction. Retail merchants can decrease the number of returned checks items and improve cash flow with VISA POP Guarantee. With this service, a consumer's paper check is converted at the Point-of-Sale with Point-of-Sale terminals or PC software.

Authorizations are made by either participating VISA-member banks or the National Check Network database prior to acceptance for clearing. The Automated Clearing House (ACH) system provides clearing of transactions. With this service, all transactions are guaranteed for reimbursement if any check items are returned.

         VISA POP Guarantee benefits:

• Paper checks converted into electronic check items

• Reduce paper handling at the Point-of-Sale

• Check verification provided via VISA Member banks or NCN Database

• VISA POS Check Service provides real-time bank account authorizations

• Checks are guaranteed payment if any check items return

• Customer Service 24/7/365

For small to mid-size Retail storefronts, convert paper checks to electronic items at the Point-of-Sale with Electronic Check Conversion (POP) Guarantee with our POS terminals or PC software

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Paper Check Guarantee

Electronic Check Conversion Guarantee

VISA Point-of-Sale (POP) Guarantee

Electronic Check Conversion (POP)

VISA Point-of-Sale (POP)